Last April I published a report on my experience so far. Well, I had some bad experiences. The table below shows the current position (to the right of the 2nd “Amount paid in total” column, to the left, in April). The red ones have not advanced since April, so I will certainly suffer a loss. As of today the former € 1,500 invested capital yielded € 201.3, but I had to pay € 51.11 service cost. So far 25 € credit has failed, now 75 € is floating, so it is quite certain that 100 € credit will fail at the end. Loans framed with green were finally closed. 4 of these loans have been closed since April, and money flows in of 13 yellow-framed loans. Fixura also shows a statistic of 17 loans, which is interesting, because I dont own 17 investments. In any case, it says that there are 11 loans beyond the 180-day overdue, 2 within 90-180 days, and 4 within 60-90 days.
That’s how my fixura portfolio looks today:
From the point of view of taxation it is interesting to know that the losses cannot be matched with the profit, but the profit is taxed. So it would be interesting if this try will have a positive outcome in the end. (results are positive before tax, negative after tax)